Seller net sheet

What a sale would leave you once everything is paid: the price, less the loan payoff, commissions, title and closing fees, your part of the year’s property tax, and any credits or repairs you agree to with the buyer.

Kansas and Missouri bill property tax at the end of the year it covers. If you close before the bill is paid, the buyer will pay it, so you credit the buyer for January 1 to the day before closing.

Neither state sets these by rule, so they are quotes. Ask a title company for the owner’s policy premium at your price and for the seller’s share of its closing fee, and type them in.

No. Commissions are negotiable. What you pay is what your listing agreement and the purchase contract say.

It is a planning estimate. Your lender’s payoff statement, the title company’s quote and your county tax statement give the real numbers, and the settlement statement at closing is the final word.